Sestoso, Jaziel C.
Assessing the credit management practices of lending companies in Cebu City / Allemar B. Archival, Angel Joy A. Josol, Kyla Janine S. Austria, Jaziel C. Sestoso, Mary Lou Monic S. Cosedo. - Cebu City, Philippines : Univesity of Cebu-Banilad, c2024. - xii, 257 pages : color illustrations ;
Includes bibliographical references and appendices.
Credit management is crucial for lending companies as it helps assess, monitor, and mitigate the risk of financial losses associated with extending credit to borrowers. This research is mainly anchored on the Credit Risk Theory and supported by two theories, the Information Asymmetry and Anticipated Income Theory. This study provides an extensive framework for comprehending and improving the credit management of lending companies in Cebu City, and it aims to propose a sustainability framework for lending companies.
Adult
English
Credit management
Lending companies
Credit policy
Client appraisal
Collection policy
Credit terms
Credit risk control
Descriptive survey
One-way ANOVA
Cebu City
Assessing the credit management practices of lending companies in Cebu City / Allemar B. Archival, Angel Joy A. Josol, Kyla Janine S. Austria, Jaziel C. Sestoso, Mary Lou Monic S. Cosedo. - Cebu City, Philippines : Univesity of Cebu-Banilad, c2024. - xii, 257 pages : color illustrations ;
Includes bibliographical references and appendices.
Credit management is crucial for lending companies as it helps assess, monitor, and mitigate the risk of financial losses associated with extending credit to borrowers. This research is mainly anchored on the Credit Risk Theory and supported by two theories, the Information Asymmetry and Anticipated Income Theory. This study provides an extensive framework for comprehending and improving the credit management of lending companies in Cebu City, and it aims to propose a sustainability framework for lending companies.
Adult
English
Credit management
Lending companies
Credit policy
Client appraisal
Collection policy
Credit terms
Credit risk control
Descriptive survey
One-way ANOVA
Cebu City