| 000 -LEADER |
|---|
| fixed length control field |
03058nam a22003977a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
|---|
| control field |
OSt |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
|---|
| control field |
20251201095614.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
|---|
| fixed length control field |
251024b |||||||| |||| 00| 0 eng d |
| 040 ## - CATALOGING SOURCE |
|---|
| Original cataloging agency |
University of Cebu-Banilad |
| Transcribing agency |
University of Cebu-Banilad |
| 100 ## - MAIN ENTRY--PERSONAL NAME |
|---|
| Personal name |
Urot, Renebie, |
| Relator term |
author. |
| 245 ## - TITLE STATEMENT |
|---|
| Title |
Determining the budgeting practices of rice cake sellers in Catmon, Cebu, Philippines / |
| Statement of responsibility, etc |
Renebie Urot, Gene Kristyrille Cariaga, James Formentera, Carlouie Cuyno, and Mariel Panal. |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) |
|---|
| Place of publication, distribution, etc |
Cebu City, Philippines : |
| Name of publisher, distributor, etc |
University of Cebu-Banilad, |
| Date of publication, distribution, etc |
c2025. |
| 300 ## - PHYSICAL DESCRIPTION |
|---|
| Extent |
xii, 119 pages : |
| Other physical details |
colored illustrations ; |
| Dimensions |
11 cm. |
| 336 ## - CONTENT TYPE |
|---|
| Source |
rdacontent |
| Content type term |
text |
| 337 ## - MEDIA TYPE |
|---|
| Source |
rdamedia |
| Media type term |
unmediated |
| 338 ## - CARRIER TYPE |
|---|
| Source |
rdacarrier |
| Carrier type |
volume |
| 504 ## - BIBLIOGRAPHY, ETC. NOTE |
|---|
| Bibliography, etc |
Includes bibligraphical references. |
| 520 ## - SUMMARY, ETC. |
|---|
| Summary, etc |
"This study examined the budgeting practices of rice cake sellers in Catmon, Cebu, Philippines, focusing on financial planning, capital sourcing, budget allocation, and monitoring. Micro and small enterprises often face financial challenges due to limited resources and market fluctuations, making effective budgeting essential for sustainability. The study aimed to evaluate the extent of budgeting practices among rice cake sellers and to develop a standardized budgeting quick guide to enhance their financial management skills.<br/>A descriptive-survey research design was used, with data collected from 43 rice cake sellers selected through simple random sampling in Barangays Catmondaan and Macaas. The research instrument was tested for reliability through a dry run, yielding a Cronbach's Alpha of 0.802598. Data were gathered via face-to-face interviews and analyzed using frequency, percentage, weighted mean, and One-Way ANOVA to determine differences across socio-demographic groups.<br/>Findings indicate limited adoption of structured budgeting practices. Planning and monitoring were generally not practiced, while sourcing of capital and budget allocation were slightly practiced. No significant differences in budgeting behavior were found across age, experience, or income levels. These results suggest the need for targeted financial education to improve budgeting competencies among small-scale food entrepreneurs. The study's outcomes provide a foundation for designing financial literacy programs and policymaking aimed at supporting micro-entrepreneurs in the local food industry." --Abstract |
| 521 ## - TARGET AUDIENCE NOTE |
|---|
| Target audience note |
Adult |
| 541 ## - IMMEDIATE SOURCE OF ACQUISITION NOTE |
|---|
| Deans/Chairperson |
Biore, Christopher |
| Department |
College of Business and Accountancy |
| Subject Category |
Accountancy |
| 546 ## - LANGUAGE NOTE |
|---|
| Language note |
Text in English |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Budgeting practices. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Financial management . |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Small businesses. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Capital sourcing. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Cash flow monitoring. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Micro-entrepreneurs. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Sustainability. |
| 700 ## - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Cariaga, Gene Kristyrille, |
| Relator term |
author. |
| 700 ## - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Formentera, James, |
| Relator term |
author. |
| 700 ## - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Cuyno, Carlouie, |
| Relator term |
author. |
| 700 ## - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Panal, Mariel, |
| Relator term |
author. |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
|---|
| Source of classification or shelving scheme |
|
| Type of record |
Thesis |
| 998 ## - LOCAL CONTROL INFORMATION (RLIN) |
|---|
| Encoded by |
Leslie [new] |
| Date encoded |
10/24/2025 |
