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Assessing the credit management practices of lending companies in Cebu City / Allemar B. Archival, Angel Joy A. Josol, Kyla Janine S. Austria, Jaziel C. Sestoso, Mary Lou Monic S. Cosedo.

By: Sestoso, Jaziel C [author.]Contributor(s): Josol, Angel Joy A [author.] | Austria, Kyla Janine S [author.] | Archival, Allemar B [author.] | Cosedo, Mary Lou Monic S [author.]Material type: Text

TextPublisher: Cebu City, Philippines : Univesity of Cebu-Banilad, c2024Description: xii, 257 pages : color illustrationsContent type: text Media type: unmediated Carrier type: volumeSubject(s): Credit management | Lending companies | Credit policy | Client appraisal | Collection policy | Credit terms | Credit risk control | Descriptive survey | One-way ANOVA | Cebu CitySummary: Credit management is crucial for lending companies as it helps assess, monitor, and mitigate the risk of financial losses associated with extending credit to borrowers. This research is mainly anchored on the Credit Risk Theory and supported by two theories, the Information Asymmetry and Anticipated Income Theory. This study provides an extensive framework for comprehending and improving the credit management of lending companies in Cebu City, and it aims to propose a sustainability framework for lending companies.

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Periodicals	College Library Periodicals	T Se72as 2024 (Browse shelf)	Available		3UCBL000028495

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Includes bibliographical references and appendices.

Credit management is crucial for lending companies as it helps assess, monitor, and mitigate the risk of financial losses associated with extending credit to borrowers. This research is mainly anchored on the Credit Risk Theory and supported by two theories, the Information Asymmetry and Anticipated Income Theory. This study provides an extensive framework for comprehending and improving the credit management of lending companies in Cebu City, and it aims to propose a sustainability framework for lending companies.