TY - BOOK AU - Sestoso, Jaziel C. AU - Josol, Angel Joy A. AU - Austria, Kyla Janine S. AU - Archival, Allemar B. AU - Cosedo, Mary Lou Monic S. TI - Assessing the credit management practices of lending companies in Cebu City PY - 2024/// CY - Cebu City, Philippines PB - Univesity of Cebu-Banilad KW - Credit management KW - Lending companies KW - Credit policy KW - Client appraisal KW - Collection policy KW - Credit terms KW - Credit risk control KW - Descriptive survey KW - One-way ANOVA KW - Cebu City N1 - Includes bibliographical references and appendices; Adult N2 - Credit management is crucial for lending companies as it helps assess, monitor, and mitigate the risk of financial losses associated with extending credit to borrowers. This research is mainly anchored on the Credit Risk Theory and supported by two theories, the Information Asymmetry and Anticipated Income Theory. This study provides an extensive framework for comprehending and improving the credit management of lending companies in Cebu City, and it aims to propose a sustainability framework for lending companies ER -