TY - BOOK AU - Fuentes, Ma. Ella AU - Duaman, Lailanie AU - Cañete, Nicole AU - Llaño, Fritzie Ann Nichole TI - Assessing the budgeting practices of households in Pulpogan, Consolacion, Cebu PY - 2024/// CY - Cebu CIty, Philippines PB - University of Cebu-Banilad KW - Personal finance KW - Household budgets KW - Expense optimization N1 - Includes bibliographical references and appendices; Adult N2 - Household budgeting is crucial for effective budgeting since it determines how income is distributed to expenses, savings, and investments. However, some households, particularly those that are poor, struggle to make ends meet because of specific behaviors that can affect their budgetary decisions, resulting in overspending or failing to fulfill important financial goals. This study aims to assess the budgeting practices of the households in Barangay Pulpogan, Consolacion, Cebu ER -