@book{14501,
	author = {Codeniera, Elein Rose,  and Caintic, Jane Ivy D., },
	title = {Assessing the financial inclusion of smallholder farmers in Dalaguete, Cebu : },
	publisher = {University of Cebu-Banilad, },
	year = {c2024.},
	address = {Cebu City, Philippines : }
}