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    <subfield code="a">University of Cebu-Banilad</subfield>
    <subfield code="c">University of Cebu-Banilad</subfield>
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    <subfield code="a">Mayo, Herbert B., </subfield>
    <subfield code="e">author. </subfield>
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    <subfield code="a">Basic finance : </subfield>
    <subfield code="b">an introduction to institutions, management &amp; investments / </subfield>
    <subfield code="c">Herbert B. Mayo. </subfield>
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    <subfield code="a">10th edition ; Philippine edition. </subfield>
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    <subfield code="a">Pasig City, Philippines : </subfield>
    <subfield code="b">Cengage Learning, </subfield>
    <subfield code="c">c2015. </subfield>
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    <subfield code="a">xxv, 691 pages : </subfield>
    <subfield code="b">illustrations (black and white) ; </subfield>
    <subfield code="c">23 cm. </subfield>
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    <subfield code="a">Includes index. </subfield>
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    <subfield code="a">1 An introduction to basic finance -- Part 1 Financial institutions -- 2 The role of financial markets and financial intermediaries -- 3 investment banking -- 4 Securities markets -- 5 The federal reserve -- 6 International currency flows -- Part 2 Financial tools -- 7 The time value of money -- 8 Risk and its measurement -- 9 Analysis of financial statements -- Part 3 Corporate finance -- 10 Forms of business and corporate taxation -- 11 Break-even analysis and the payback period -- 12 Leverage -- 13 Cost of capital -- 14 Capital budgeting -- 15 Forecasting -- 16 Cash budgeting -- 17 Management of current assets -- 18 Management of short-term liabilities -- 19 Intermediate-term debt and leasing -- Part 4 Investments -- 20 The features of stick -- 21 Stock valuation -- 22 The features of stock -- 23 Bond pricing and yields -- 24 Preferred stock --  25 Convertible securities -- 26 Investment returns -- 27 Investment companies -- Part 5 Options: puts and calls -- 29 Futures and swaps. </subfield>
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    <subfield code="a">"Finance" is a broad discipline. From an individual's perspective, finance en compasses financial institutions and investments. Virtually every day I have some contact with a financial institution. I write and receive checks, review my bank balance on-line, and use my credit cards. Other members of my fam ily do the same. Your contact with financial institutions is probably just as frequent.

I make investment decisions that often meet a specific purpose, such as a stock purchase in my retirement account or my grandchildren's college fund accounts. I may sell a stock that I believe is overvalued or buy one that I think is undervalued. Many people periodically make investment decisions. They may not even be conscious of these decisions: Having funds withheld from your paycheck and invested in your employer's 401(k) retirement plan is an investment decision, even if you don't select the specific assets to include in the plan. And the same applies when you leave funds in a mutual fund or continue to hold a stock. Maintaining those positions are also investment decisions, Business owners and managers make financial decisions, so the third facet of finance is often referred to as business finance or corporate finance. The employees of governments and nonprofit institutions also make similar financial decisions. Since expected future cash inflows and outflows affect current financial decisions, many tools used for making business decisions also apply to nonbusiness financial decisions." --Preface</subfield>
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    <subfield code="a">Donation </subfield>
    <subfield code="x">Biore, Christopher</subfield>
    <subfield code="y">College of Business and Accountancy</subfield>
    <subfield code="z">Business / Management</subfield>
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    <subfield code="a">Text in English </subfield>
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    <subfield code="a">Finance. </subfield>
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    <subfield code="c">Janna [new]</subfield>
    <subfield code="d">12/23/2025</subfield>
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    <subfield code="c">14749</subfield>
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    <subfield code="c">SUBJ.REF</subfield>
    <subfield code="d">2025-12-23</subfield>
    <subfield code="e">Donated by: Dr. Christopher Biore</subfield>
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