000			02057nam a22004337a 4500
003			OSt
005			20250218124501.0
008			250217b |||||||| |||| 00| 0 eng d
040			_aUniversity of Cebu-Banilad _cUniversity of Cebu-Banilad
100			_aSestoso, Jaziel C. _eauthor.
245			_aAssessing the credit management practices of lending companies in Cebu City / _cAllemar B. Archival, Angel Joy A. Josol, Kyla Janine S. Austria, Jaziel C. Sestoso, Mary Lou Monic S. Cosedo.
260			_aCebu City, Philippines : _bUnivesity of Cebu-Banilad, _cc2024.
300			_axii, 257 pages : _bcolor illustrations ;
336			_2rdacontent _atext
337			_2rdamedia _aunmediated
338			_2rdacarrier _avolume
504			_aIncludes bibliographical references and appendices.
520			_aCredit management is crucial for lending companies as it helps assess, monitor, and mitigate the risk of financial losses associated with extending credit to borrowers. This research is mainly anchored on the Credit Risk Theory and supported by two theories, the Information Asymmetry and Anticipated Income Theory. This study provides an extensive framework for comprehending and improving the credit management of lending companies in Cebu City, and it aims to propose a sustainability framework for lending companies.
521			_aAdult
541			_yCollege of Business and Accountancy _zBSBA-Management Accounting
546			_aEnglish
650			_aCredit management
650			_aLending companies
650			_aCredit policy
650			_aClient appraisal
650			_aCollection policy
650			_aCredit terms
650			_aCredit risk control
650			_aDescriptive survey
650			_aOne-way ANOVA
651			_aCebu City
700			_aJosol, Angel Joy A. _eauthor.
700			_aAustria, Kyla Janine S. _eauthor.
700			_aArchival, Allemar B. _eauthor.
700			_aCosedo, Mary Lou Monic S. _eauthor.
942			_2ddc _cBK
998			_cadryann[new] _d02/17/2025
999			_c13203 _d13203