000			01956nam a22003497a 4500
003			OSt
005			20250327112004.0
008			250226b |||||||| |||| 00| 0 eng d
040			_aUniversity of Cebu-Banilad _cUniversity of Cebu-Banilad
100			_aGultiano, Natasha _eauthor.
245			_aFinancial management practices of selected minimum wage earners in Barangay Luz, Cebu City / _cNatasha Gultiano, Ivy Caluba, Kyla Christy Russia, Ariane Monteros and Jhane Louise Fernandez.
260			_aCebu City, Philippines : _bUniversity of Cebu-Banilad, _c2024.
300			_a124 pages : _bcolored illustrations ;
336			_2rdacontent _atext
337			_2rdamedia _aunmediated
338			_2rdacarrier _avolume
504			_aIncludes reference.
520			_aFinancial management involves the planning and controlling of your money. This includes the creation of a budget, saving, investing, and handling mindful spending. Effective financial goals. The study utilizes a descriptive research design with a quantitative approach. The respondents were minimum wage earners in Barangay Luz, Cebu City. The study concludes that minimum wage earners have limited financial knowledge and skills, which hinders their ability to manage their finances effectively. The study recommends that financial literacy programs be conducted to help minimum wage earners improve their financial management practices.
521			_aAdult
541			_xBiore, Christopher _yCollege of Business and Accountancy _zBusiness / Management
546			_aEnglish
650			_aFinancial management practices
650			_aMinimum wage earners
650			_aDescriptive survey
700			_aCaluba, Ivy _eauthor.
700			_aRussia, Kyla Christy _eauthor.
700			_aMonteros, Ariane _eauthor.
700			_aFernandez, Jhane Louise _eauthor.
942			_2ddc _cTHE
998			_cArgenette [new] _d02/26/2025
999			_c13275 _d13275