000			03058nam a22003977a 4500
003			OSt
005			20251201095614.0
008			251024b |||||||| |||| 00| 0 eng d
040			_aUniversity of Cebu-Banilad _cUniversity of Cebu-Banilad
100			_aUrot, Renebie, _eauthor.
245			_aDetermining the budgeting practices of rice cake sellers in Catmon, Cebu, Philippines / _cRenebie Urot, Gene Kristyrille Cariaga, James Formentera, Carlouie Cuyno, and Mariel Panal.
260			_aCebu City, Philippines : _bUniversity of Cebu-Banilad, _cc2025.
300			_axii, 119 pages : _bcolored illustrations ; _c11 cm.
336			_2rdacontent _atext
337			_2rdamedia _aunmediated
338			_2rdacarrier _avolume
504			_aIncludes bibligraphical references.
520			_a"This study examined the budgeting practices of rice cake sellers in Catmon, Cebu, Philippines, focusing on financial planning, capital sourcing, budget allocation, and monitoring. Micro and small enterprises often face financial challenges due to limited resources and market fluctuations, making effective budgeting essential for sustainability. The study aimed to evaluate the extent of budgeting practices among rice cake sellers and to develop a standardized budgeting quick guide to enhance their financial management skills. A descriptive-survey research design was used, with data collected from 43 rice cake sellers selected through simple random sampling in Barangays Catmondaan and Macaas. The research instrument was tested for reliability through a dry run, yielding a Cronbach's Alpha of 0.802598. Data were gathered via face-to-face interviews and analyzed using frequency, percentage, weighted mean, and One-Way ANOVA to determine differences across socio-demographic groups. Findings indicate limited adoption of structured budgeting practices. Planning and monitoring were generally not practiced, while sourcing of capital and budget allocation were slightly practiced. No significant differences in budgeting behavior were found across age, experience, or income levels. These results suggest the need for targeted financial education to improve budgeting competencies among small-scale food entrepreneurs. The study's outcomes provide a foundation for designing financial literacy programs and policymaking aimed at supporting micro-entrepreneurs in the local food industry." --Abstract
521			_aAdult
541			_xBiore, Christopher _yCollege of Business and Accountancy _zAccountancy
546			_aText in English
650			_aBudgeting practices.
650			_aFinancial management .
650			_aSmall businesses.
650			_aCapital sourcing.
650			_aCash flow monitoring.
650			_aMicro-entrepreneurs.
650			_aSustainability.
700			_aCariaga, Gene Kristyrille, _eauthor.
700			_aFormentera, James, _eauthor.
700			_aCuyno, Carlouie, _eauthor.
700			_aPanal, Mariel, _eauthor.
942			_2ddc _cTHE
998			_cLeslie [new] _d10/24/2025
999			_c14559 _d14559